I would be interested in getting examples of what kinds of coverage local
and county historical societies have on their sites and collections.
Currently we seasonally operate three museums; two are owned by the city,
and one by our organization.  The contents of the first two buildings are
catalogued and minimally insured (one houses the bulk of our collections).
The third, a historic house museum, is insured for functional replacement
(which would allow us to purchase some other historic house should our
current site be destroyed; rebuilding would not be an option).  It has
$225,000 coverage on the (uncatalogued) contents, which certainly does not
reflect their actual value.



How do similar societies prioritize their needs?  How do organizations with
limited financial resources and extensive collections insure the items in
their care (lump sum, appraisal of particular pieces, etc.)?  With which
insurance companies have you had positive dealings?



Steve Frevert

Secretary, The Des Moines County (IA) Historical Society


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