Whitaker Center is currently looking into sharing the cost of insurance
premiums with the staff. We currently have a $450 a month program paid for
in full by the institution which is applicable to the employee only. Adding
spouses or children is allowed for about $400 additional paid for by the
employee.  Full family coverage is offered for a monthly cost of $650
additional paid by the employee.  The cost sharing of the premium would
apply to the employer's cost of $450 which covers the employee only
insurance and would not affect additional insured. This would affect about
50 employees who are full time. At this time, the amount the employee would
be asked to pay has not been determined. 

I am looking for examples of how other institutions handle this expense?  Do
you have a cost sharing for employee insurance programs?  How is the expense
shared?  Is it a flat fee across the employee pool or is it prorated
depending on salary amount?  

I would love to hear some opinions from other museums on this matter as
insurance is such an emotional issue to employees.

George

George Buss
Whitaker Center for Science and the Arts
222 Market St
Harrisburg, PA 17101
(717) 221 8201 x1237
 

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