In a message dated 11/25/02 5:55:10 AM Mountain Standard Time, [log in to unmask]
writes:

<< 2. If they opt out of insurance, are they given a financial reimbursement
equal to the insurance benefit? If not, what's the reason? >>

Connie, this is my personal experience with this issue:

Financial reimbursement for unused benefits is at the discretion of the
employer, however I have rarely seen an organization give the cash equivalent
to someone who refuses insurance.  The only time I have seen this is when I
was contracted mid-fiscal year into a position that may or may-not become
permanent.  They gave me an added flat sum each month and basically said,
"Here ... this extra $$ is to cover the benefits you would have had as a
permanent employee."  When the job became permanent 10 months later, my pay
was adjusted to reflect my new benefits package.

The difference here, I think, is that they knew I needed insurance.  I did
not "opt out," I was just ineligible for the program because I was a contract
employee, not permanent.

Hope this helps.

Betsy Martinson
Education and Events Coordinator
Buffalo Bill Museum and Grave
987 1/2 Lookout Mountain Road
Golden, CO  80401

=========================================================
Important Subscriber Information:

The Museum-L FAQ file is located at http://www.finalchapter.com/museum-l-faq/ . You may obtain detailed information about the listserv commands by sending a one line e-mail message to [log in to unmask] . The body of the message should read "help" (without the quotes).

If you decide to leave Museum-L, please send a one line e-mail message to [log in to unmask] . The body of the message should read "Signoff Museum-L" (without the quotes).