Robin,
We negated the need by bringing in a local brewery to sell at the event. It frees our staff from any liability since the brewery is required to have all applicable permits and limits the expenditure of hiring a licensed bartender, etc.(who may or may not show - that was a fun evening!) Also, they tend to have their own following which means additional visitors who may not have otherwise show up and another venue who will advertise your event at no cost to you.

If you want to chat more about it, feel free to contact me off-list.
Alex

[log in to unmask]<mailto:[log in to unmask]>
Gaston County Museum of Art & History
Dallas, NC

From: Museum discussion list [mailto:[log in to unmask]] On Behalf Of Robin
Sent: Wednesday, October 25, 2017 11:39 AM
To: [log in to unmask]
Subject: [MUSEUM-L] concert/event liability insurance

I'm curious to know how fellow small museums (our budget is approximately $250,000 per year) handle liability insurance at events/concerts where liquor is sold.  Without liquor sales, the insurance is very reasonable, but once we add the words concert and liquor to the mix, the quotes are very high. Way out of sync for something like a laid-back jazz concert (with a trio of musicians) on the museum lawn on a Sunday afternoon - max audience of 150-200 people (mostly seniors).

--------------------
Robin H. Gabriel
Executive Director
Kaminski House Museum
Georgetown, SC 29440

All e-mail correspondence to and from this address may be subject to public disclosure under the South Carolina Freedom of Information Act (FOIA). This correspondence is intended exclusively for the individual or entity to which it is addressed and may contain information that is proprietary, privileged, confidential or otherwise legally exempt from disclosure.


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