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I, too, have contracts that stipulate liability insurance, but some also
require workers' comp insurance. The liability is handled with a General
Business Liability policy through Huntington Block (the insurance folks in
DC, not the tax people). We consultants are small potatoes and generally
fall into the minimum premium category. A $1,000,000 policy is standard and
runs about $500 annually. If your clients are serious about LI, they will
require you to list them as an additional insured and provide them with a
certificate of insurance. I've had to do this for several clients - the
insurance company is used to it and hasn't charged me. Hope this helps.
Marc
American Conservation Consortium, Ltd.
4 Rockville Road
Broad Brook, CT 06016
www.conservator.com <http://www.conservator.com/>
860-386-6058
> -----Original Message-----
> From: Museum discussion list [mailto:[log in to unmask]]On
> Behalf Of Tracy Sullivan
> Sent: Wednesday, July 02, 2008 11:40 AM
> To: [log in to unmask]
> Subject: Re: [MUSEUM-L] Consulting & insurance
>
>
> Good to know! I just got a contract that stipulates I carry
> liability insurance.
> If it isn't an industry standard, I will let them know that.
> (They used a generic
> contract that they use for everyone from IT folks to marketing
> consultants).
>
> Thanks!
>
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