When I was at the Smithsonian Institution, the Federal Government had long 
had a cost-sharing plan.  They had a variety of programs the employee could 
choose from, and each had a different co-pay.  You could check with the SI 
or other federal museums to see how the current program works.

Marc

American Conservation Consortium, Ltd.
     4 Rockville Road
     Broad Brook, CT 06016
     www.conservator.com
     860-386-6058

*Collections Preservation Consultation
*Conservation Assessments & Surveys
*Low-Tech Environmental Control
*Moisture Management Solutions
*Collections in Historic Structures
*Collections Care Grant Preparation
*Conservation Treatment of:
     Furniture
     Painted Wood
     Horse-Drawn Vehicles
     Architectural Interiors

Marc A. Williams, President
     MS in Art Conservation, Winterthur Museum Program
     Former Chief Wooden Object Conservator, Smithsonian Institution
     Fellow, American Institute for Conservation (AIC)


----- Original Message ----- 
From: "Junque Mael" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Tuesday, September 04, 2007 11:34 AM
Subject: [MUSEUM-L] Insurance premium cost sharing


Whitaker Center is currently looking into sharing the cost of insurance
premiums with the staff. We currently have a $450 a month program paid for
in full by the institution which is applicable to the employee only. Adding
spouses or children is allowed for about $400 additional paid for by the
employee.  Full family coverage is offered for a monthly cost of $650
additional paid by the employee.  The cost sharing of the premium would
apply to the employer's cost of $450 which covers the employee only
insurance and would not affect additional insured. This would affect about
50 employees who are full time. At this time, the amount the employee would
be asked to pay has not been determined.

I am looking for examples of how other institutions handle this expense?  Do
you have a cost sharing for employee insurance programs?  How is the expense
shared?  Is it a flat fee across the employee pool or is it prorated
depending on salary amount?

I would love to hear some opinions from other museums on this matter as
insurance is such an emotional issue to employees.

George

George Buss
Whitaker Center for Science and the Arts
222 Market St
Harrisburg, PA 17101
(717) 221 8201 x1237


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