In December, our museum suffered an extensive fire of an 1830's Greek Revival home. The estimated damages for repair of the kitchen wing (the area that was totally lost) and smoke and heat damage to the rest of the house will be between $700,000 to $900,000. Due to the special nature of restoring this home to museum standards, there are a great number of issues that insurance companies are not used to considering! Things like replacing period wallpapers and lighting fixtures. Does anyone have experiences they could share about their successes and failures in negotiating with the insurance companies? I am interested in the strategies deployed to receive the highest possible settlement. How did you negotiate with the insurance company regarding the depreciation issue when they applied it to the home and interior finishes? Any help or references would be appreciated. Douglass McDonald Genesee Country Village & Museum Mumford (Near Rochester) New York 716-538-6822 [log in to unmask]