A consultant has suggested we would be better off if we had
insurance which clearly covered conservation and repair of
artifacts damaged in a disaster than with regular
"replacement" insurance.  Discussions with our insurance
agent - we carry standard "Fine Arts, Inland Marine" museum
insurance - indicate we have little or no support for
conservation and repair under that coverage, but we do have
some through a local Fire & Tornado policy we also carry.
In the case of archival documents, the "museum" insurance is
likely to cover the cost of a ream of paper, not the cost of
drying out the old documents;  with museum artifacts, we're
likely to get the cost to buy a replacement dress, not to
have one conserved.

Does anyone out on the list HAVE insurance which actually
provides for conservation in a disaster recovery situation?
I'm looking for specifications describing such coverage.  Or
information about what happens when you don't have such
coverage?

Thanks in advance for any and all replies - on or off line..


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C. L. Dill, Museum Director
State Historical Society of North Dakota
612 East Boulevard
Bismarck  ND  58505-0830
P: (701)328-2666
F: (701)328-3710
E:  [log in to unmask]
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