A consultant has suggested we would be better off if we had insurance which clearly covered conservation and repair of artifacts damaged in a disaster than with regular "replacement" insurance. Discussions with our insurance agent - we carry standard "Fine Arts, Inland Marine" museum insurance - indicate we have little or no support for conservation and repair under that coverage, but we do have some through a local Fire & Tornado policy we also carry. In the case of archival documents, the "museum" insurance is likely to cover the cost of a ream of paper, not the cost of drying out the old documents; with museum artifacts, we're likely to get the cost to buy a replacement dress, not to have one conserved. Does anyone out on the list HAVE insurance which actually provides for conservation in a disaster recovery situation? I'm looking for specifications describing such coverage. Or information about what happens when you don't have such coverage? Thanks in advance for any and all replies - on or off line.. - - - - - - - - - - - - - - - - - - - - - - - - - C. L. Dill, Museum Director State Historical Society of North Dakota 612 East Boulevard Bismarck ND 58505-0830 P: (701)328-2666 F: (701)328-3710 E: [log in to unmask] - - - - - - - - - - - - - - - - - - - - - - - - -