X-Newsreader: TIN [version 1.2 PL0] To reiterate further what Leonard said in response to Susan Harless, there is no such thing in law as a "permanent loan". If you own it, it is yours, although there may be conditions attached to the transfer of the property to you. If the property is on loan, then the owner can always repossess it, again subject to any conditions agreed to and enforceable in law when the loan was made. For that and many other reasons, a fixed term loan is essential. At the end of the term the property would be returned, or the loan extended for another fixed term. Ken Heard Coordinator Technology and Transport Museums Group Canadian Museums Association E-Mail: [log in to unmask]