Dear Monta Lee, I am the treasurer of the Association of College and University Museums and Galleries (ACUMG). We use the Idaho State University Federal Credit Union and pay no bank fees whatsoever. You might check out your own credit union(s) as they will likely have similar policies. Often they require that you have an affiliation with their sponsoring organization e.g. College or University. So you may need to be a faculty member of the sponsoring institution as is the case for us. Sincerely, Stefan Sommer ACUMG Treasurer http://www.snomnh.ou.edu/acumg/index.shtml Dr. Stefan Sommer, Director Natural Heritage Center Idaho State University Campus Box 8044 Pocatello, Idaho 83209 [VOICE] (208) 282-5841 [FAX] (208) 282-5960 [E-MAIL] [log in to unmask] [URL's] http://www.naturalheritagecenter.org ========================================================= Important Subscriber Information: The Museum-L FAQ file is located at http://www.finalchapter.com/museum-l-faq/ . You may obtain detailed information about the listserv commands by sending a one line e-mail message to [log in to unmask] . The body of the message should read "help" (without the quotes). If you decide to leave Museum-L, please send a one line e-mail message to [log in to unmask] . The body of the message should read "Signoff Museum-L" (without the quotes).