Jessica:

At The Grace Museum in Abilene, Texas we have an excellent retirement
program with TIAA/CREF.  It is a huge  company that provides retirement
services for educational organizations.

There are many different options. Each employee has the opportunity  to
design their own investment portfolio.

We have 12 employees eligible with only 4 participating - so you do not have
to be a large organization to participate.

Employees can have contributions deducted from their pre-tax salary and
deposited into their account -  the maximum allowed by law.  Most just have
the 3% of their annual salary deducted that the Museum matches after 1 year
on the job.  After 5 years on the job the Museum matches 6% of  the annual
salary.  (Three of us participate at this level.)

Each employee's contribution is deducted from their bi-monthly paycheck.  I
administer the program with electronic transfer.  It is relatively easy to
manage with almost immediate response to questions.

I highly recommend this program.  Good Luck.

Judith Godfrey
President and CEO
The Grace Museum
102 Cypress St.
Abilene, TX 79601
325.673.4587
[log in to unmask]

----- Original Message -----
From: "Jessica Trickett" <[log in to unmask]>
To: <[log in to unmask]>
Sent: Tuesday, August 24, 2004 9:35 AM
Subject: Retirement Plans


> Hello,
>
> We are in the midst of implementing a retirement plan, and I have been
> asked
> to pose these questions to the listserv:  What kinds of retirement product
> does your institution use (401K, Simple IRA, Simplified Employee Pension,
> Tax Sheltered Annuity, Payroll Deduction IRA, etc.)?  Are you happy with
> your current plan?  What are the pros/cons of the product(s) you are
> using?
> Any information you could share would be greatly appreciated.
>
> Thank you,
>
> Jessica D. Trickett
> Manager of Collections and Curatorial Services
> Mahoning Valley Historical Society
> 648 Wick Avenue
> Youngstown, Ohio 44502
> 330/743-2589
> [log in to unmask]
> www.mahoninghistory.org
>
>
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