I don't know about insurance policies but as a social worker who is familiar with reporting issues, there are staff policies that can help protect staff from being falsely accused, the biggest being trying to have 2 adults with children at all times!!!  Therefor there is another witness for any occasion.  There are other policies that can be helpful and local public schools and mental health organizations in your area are likely to have adopted them.  Perhaps they can help you out as well.  


-----Original Message-----
>From: Cindy Boyer <[log in to unmask]>
>Sent: Jan 22, 2008 4:06 PM
>To: [log in to unmask]
>Subject: [MUSEUM-L] Summer day camps and insurance
>
>Do any of you operate a day camp, or other program where the children participating are under the direct supervision of your staff or volunteers? In other words, they are not in attendance with parents or chaperones.
>
>If yes, do you carry a separate insurance rider to protect your organization against the threat of being falsely accused of abuse?
>
>We have had this rider for several summers, and it is becoming prohibitively expensive. It may actually sink our summer program. 
>
>What is your experience with this sort of thing?  Have any of you actually faced a situation from which this insurance is designed to protect you?
>
>And apologies if necessary  - I feel as if I've already asked this question some time ago, but I don't recall getting responses. I guess that's déjà vu all over again.  It seems the responses I got were about how to keep the kids safe.  We have an excellent policy in place. This is not about keeping the kids safe, its about protecting your institution from being destroyed by a lawsuit.
>
>Cindy Boyer
>Director of Museums and Education
>The Landmark Society of Western New York
>133 S. Fitzhugh St.
>Rochester NY  14608
>(585) 546-7029 ext. 12
>[log in to unmask]
>www.landmarksociety.org
> 
>Our mission is to discover, protect and revitalize the architectural and related cultural heritage of the Rochester region, and to educate and inform our community about that heritage. 
> 
>1937-2007 -  Landmark Society's 70th Anniversary!
>
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