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Subject:
Re: Employee Benefits
From:
"Arthur H. Harris" <[log in to unmask]>
Reply To:
Museum discussion list <[log in to unmask]>
Date:
Mon, 25 Nov 2002 14:13:12 -0700
Content-Type:
text/plain
Parts/Attachments:
text/plain (56 lines) 
I don't think anyone is suggesting submitting the same claim to two companies.  In some circumstances, it's
advantageous to have one policy covering one person (and offspring, if any) and a separate policy covering the
spouse.  Neither of the two main insurees would be covered under the other's policy and no double dipping possible.

11/25/02 7:28:35 AM, "<Kathy Rapp>" <[log in to unmask]> wrote:

>HI all,
>
>In a message dated 11/25/02 6:55:09 AM, [log in to unmask] writes:
>
><< 1. If employees have access to other insurance through a spouse, are they
>allowed to carry insurance through the museum?
>
>NO, unless the insurance covers other things, i.e.: dental, glasses...
>
>It is illegal to submit he same claim to two different insurance companies.
>If they wish to be dropped by the spouse's insurance to save money and just
>be covered by yours or maybe yours is better and they can have spouse
>covered, then so be it.
>
>
><<2. If they opt out of insurance, are they given a financial reimbursement
>equal to the insurance benefit? If not, what's the reason? >>
>
>Yes! They need some if not full reimbursement. That is part of their pay.  It
>also helps cover insurance elsewhere, such as their spousal part.
>
>Kathy.
>OCR Specialist
>Don't retype it, OCR it!
>Taking the printed word and placing it into an editable format.
>http://www.katscan-ocr.com
>
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