Am 18.01.2012 16:54, schrieb Juetian Luo:
> Dear colleagues,
>
> We are trying to get insurance coverage for our collection. I have a 
> question: Is your museum's collection insured by commercial insurance 
> agency? If so, do you buy insurance for all of your collection (i.e., 
> 100% of the colln)? It is expensive to insure our entire collection of 
> about 160,000 artefacts. We are thus reviewing how we could optimally 
> insure the collection without paying through our nose.
>
> Does your museum have insurance coverage for a predetermined number of 
> artefacts and not the entire colln? (or buy insurance only for a 
> fraction of the collection's valuated price?
>
> I would like to have a sense of how other museums do it that will not 
> compromise our obligation of accountability as custodian to the colln. 
> I hope it's convenient for you to share a short note with me on what 
> your museums do. I will also be happy if you wish to point me to any 
> articles on this topic.
>
> I look forward to your advice, on or off line, whichever suits you better.
>
> Thank you in advance!
>
> - A registrar in distress.
>
>
>
>
>
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Dear Juetian Luo,

I think your matter can be solved like we handle it in our country.

You should get advice from an independent insurance broker and your 
administrational board on the followig matters:
Whch group of objects should be covered against which risks? [You decide 
at least!]
Is it possible to reduce the insurance rates by installing new security 
technologies? Check this first.
Which objects of your collection have to be insured by other parties 
(f.e. objects on loan)?
Is one overall insurance better than agreements with various insurers?
Is it possible to make use of a spinning system which can be changed day 
by day?
In some cases, specialist insurances exist, f.e. for museums, for 
archives, for art collections or for musical instruments.
Some risks may be already covered by obligational insurances, like fire. 
Check this first.
State museums do not insure most risks in our country  because they are 
covered by State Liability. Check this first.
All solutions have to be tailor-made to your case.

Treating this matter with care and cleverness, you can save a lot of money.

Christian

-- 
Der Verlag Dr. C. Müller-Straten ist spezialisiert auf Museums- und Restaurierungsfragen. Er gibt die leserorientierte monatliche Fachzeitschrift MUSEUM AKTUELL und Bücher (beides auch online) in Deutsch und Englisch heraus und betreibt ein grosses Internetportal für Museumsprofis und Museumsbesucher. Ansprechpartner für inhaltliche Fragen: Dr. Adelheid Straten, Dr. Christian Müller-Straten;  für kaufmännische Fragen: Dr. Christian Müller-Straten; für Anzeigen Dr. Berthold Schmitt (http://www.museum-aktuell.de/preise/AZPL2010.pdf).
T. +49-(0)89 839 690-43, Fax -44, [log in to unmask] http://www.museum-aktuell.de

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