My clients who hire professional service consultants of all stripes
require both liability insurance ($1M plus $1M in umbrella/excess
liability) and $1M auto insurance, even if the consultants are just
doing office-type work.  For some consultants they also require
professional liability insurance.  My clients also require the
consultants to indemnify them.

The theory is, if something happens there will be a search for anyone
with deep pockets, and my clients don't want to be one of them.

Julia Muney Moore
Public Art Administrator
Blackburn Architects, Indianapolis, IN
(317) 875-5500 x219
   
 
 
-----Original Message-----
From: Museum discussion list [mailto:[log in to unmask]] On
Behalf Of Tracy Sullivan
Sent: Wednesday, July 02, 2008 11:40 AM
To: [log in to unmask]
Subject: Re: [MUSEUM-L] Consulting & insurance

Good to know! I just got a contract that stipulates I carry liability
insurance. 
If it isn't an industry standard, I will let them know that. (They used
a generic 
contract that they use for everyone from IT folks to marketing
consultants).

Thanks!

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