I'm curious to know how fellow small museums (our budget is approximately $250,000 per year) handle liability insurance at events/concerts where liquor is sold. Without liquor sales, the insurance is very reasonable, but once we add the words concert and liquor to the mix, the quotes are very high. Way out of sync for something like a laid-back jazz concert (with a trio of musicians) on the museum lawn on a Sunday afternoon - max audience of 150-200 people (mostly seniors). -------------------- Robin H. Gabriel Executive Director Kaminski House Museum Georgetown, SC 29440 All e-mail correspondence to and from this address may be subject to public disclosure under the South Carolina Freedom of Information Act (FOIA). This correspondence is intended exclusively for the individual or entity to which it is addressed and may contain information that is proprietary, privileged, confidential or otherwise legally exempt from disclosure. ========================================================= Important Subscriber Information: The Museum-L FAQ file is located at http://www.finalchapter.com/museum-l-faq/ . You may obtain detailed information about the listserv commands by sending a one line e-mail message to [log in to unmask] . The body of the message should read "help" (without the quotes). If you decide to leave Museum-L, please send a one line e-mail message to [log in to unmask] . The body of the message should read "Signoff Museum-L" (without the quotes).